You're Good at Your Trade.
Your Numbers Should Be Too.
Most trade contractors are excellent at their craft and flying blind on their finances. We fix that — with break-even clarity, cash flow visibility, and the margin discipline to run the business you actually want.
Serving plumbers, electricians, HVAC, framing, excavation, roofing, and specialty subcontractors across Montana and the Mountain West.
Sound Familiar?
These aren't accounting problems. They're business problems that better reporting and control discipline can solve.
Not Everyone Wants to Grow. That's Fine.
Tell us where you are, and we'll meet you there.
Not every trades owner wants to be bigger.Some want to work smarter, keep more, and have a life outside the business. That's a completely valid goal — and we can help with that too. The starting point is the same either way: know your numbers.
A Business That Runs the Way You Want It To
Whether you want to grow, work less, or eventually sell — it all starts with knowing your numbers. Here's what that foundation looks like.
Services Built for Trades Businesses
From break-even analysis to full controller services — we meet you where you are and build toward where you want to go.
Your Trade Is on Our List
Before & After 406
What We've Done for Trades Contractors
Real outcomes from real trades businesses — not projections.
HVAC Contractor — $3.2M, Idaho
Implemented job-level costing by technician and service type. Owner discovered residential service calls were subsidizing commercial installs. Realigned pricing and recovered $180K in annual margin.
Electrical Sub — $6.8M, Montana
Built a 13-week cash flow model around draw schedules and sub payment timing. Identified $400K in receivables that had aged past 60 days without follow-up. Collections process overhauled in 30 days.
Plumbing Company — $5.1M, Colorado
Cleaned up 2 years of commingled books, separated personal and business expenses, and built a CPA-reviewed financial package. Surety doubled their bonding limit within one quarter.
What Trades Contractors Say
“I never knew which service calls were profitable until 406 set up job costing by technician. Now I can see it in real time. We stopped taking calls that were losing us money.”
“406 doubled our bonding limit in one quarter. Our old CPA had no idea what a surety underwriter needed to see. 406 did.”
Questions We Hear from Trades Owners
Free Tool
Job Costing Calculator
Know your true cost per job — including labor burden, materials, equipment, overhead, and markup. Built for trades contractors who need to bid profitably.
Remote, and better for it
Wherever your business is, we’re in Montana.Here’s why that’s an advantage.
The best accountant for your business almost certainly isn’t the one with the nearest office. Modern accounting runs on cloud books, a secure portal, screen-share, and video — so the relationship is built on expertise and responsiveness, not drive time. A great remote firm beats an okay local one every single time.
About 80%of even our own local Montana clients run the entire relationship remotely — and never come into the office. Working with your business is exactly the same.
Cloud books, always on
Your numbers live in the cloud — you can see them any time, not just at tax season.
Real conversations
Scheduled video reviews and screen-shares where we walk through the numbers together.
Secure document portal
Send and sign everything safely — no dropping off a shoebox of receipts.
Same-day responsiveness
You get faster answers from us by email and call than from most firms down the street.
Ready to See What's Holding You Back?
We'll look at your current financials, identify where the gaps are, and tell you exactly what we'd do to fix them. No pressure, no jargon.
Serving specialty trades and subcontractors across Montana, Wyoming, the Dakotas, and the Mountain West.