What Happens When the Numbers Finally Tell the Truth
Five Montana businesses. Five different challenges. One consistent approach: fix the processes, build the tools, and let the data drive the decisions. These are their stories.
How One Contractor Scaled from $8M to $40M Without Outgrowing Its Financial Systems
Montana General Contractor
A Montana GC was generating $8M in revenue but couldn't see where the money was going. Broken AP and AR processes were masking the true cost of every job. We fixed the foundation — and the business grew 5x in three and a half years.
“We always knew we were doing good work. We just couldn't prove it with the numbers.”
45 Days from Closing. Stabilized in 90.
Regional Timber Hauler
A regional timber hauler came to their bank asking for more capital. The bank said no — but required them to work with Carrie. Within the first week, she found the bleeding pilot location and shut it down. Within 90 days, the business was stable. They continued working together for two more years.
“They came in when the bank wouldn't give us another dollar. Within the first week, they found the location that was bleeding us dry and shut it down. We went from 45 days away from closing to running on facts.”
The Owner Thought Small Jobs Were the Best Fit. The Data Said Otherwise.
Montana Paving Company
A paving company was taking every job that came in. The owner assumed small patch jobs were easy and profitable. We built a job profitability calculator and a scheduling tool. The data revealed mill-and-overlay jobs were their most profitable — by a significant margin.
“I always thought the small jobs were the easy money. 406 showed me I was wrong — and showed me with numbers I couldn't argue with.”
Interim CFO Support Through Big 4 Diligence and Cross-Border Acquisition
Montana Technology Firm
When a Montana technology company lost their CFO, they needed more than a replacement. We stabilized the financials, prepared the company for a strategic sale, and navigated KPMG due diligence on behalf of a Canadian acquirer. The deal closed on the owners' terms.
“When KPMG came in, we were ready. The process went extremely well, and the deal closed on the terms we wanted.”
The CPA's Forecasts Weren't Good Enough. Ours Got the Loan.
Multi-Location Auto Body Group
A five-location auto body group needed a $7M SBA loan to restructure crippling debt. Their existing CPA had tried — and the bank rejected the forecasts. Carrie rebuilt the books from the ground up, produced bank-grade projections across multiple entities, and positioned the deal to close. The result: $20,000 a month in debt savings.
“The bank had already rejected our CPA's forecasts. 406 rebuilt everything from scratch — the books, the projections, the whole package. The loan closed and we're saving $20,000 a month.”
Your Business Has a Story Too
Every one of these clients started with a problem they couldn't fully articulate and numbers that weren't telling the whole story. If that sounds familiar, let's talk.