TAX PLANNING SERVICES

Pay Less Tax, Legally

Proactive tax strategy that minimizes your liability and maximizes your wealth.
Planning beats reacting every time.

Montana-Based. Serving Clients Nationwide.

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Why Most Businesses Overpay on Taxes

Tax prep looks backward. Tax planning looks forward. One reacts to what happened; the other shapes what will happen.

Reactive, Not Proactive

Most businesses only think about taxes in April. By then, it's too late to optimize. Planning happens year-round.

Missed Strategies

Entity structure, timing of income and expenses, retirement contributions — these require planning, not just filing.

No Integration with Business Decisions

Buying equipment, hiring, selling — every major decision has tax implications. Planning integrates tax into strategy.

No Multi-Year Strategy

Tax planning looks 3-5 years out. Timing income, deferring expenses, and managing brackets require a long view.

The difference: Tax prep minimizes what you owe this year. Tax planning minimizes what you owe over your lifetime.

Our Tax Planning Approach

Proactive strategy. Multi-year thinking. Integrated with your business goals.

STEP 1

Analyze & Project

We review your current situation and project future income, expenses, and tax liability over 3-5 years.

STEP 2

Develop Strategy

We identify opportunities — entity structure, timing, deductions, credits — and build a multi-year plan.

STEP 3

Execute & Monitor

We implement the plan throughout the year and adjust as your business evolves. Planning is ongoing.

Integrated with your business:Tax planning isn't separate from strategy — it's part of every major decision.

Tax Planning Strategies We Use

Every business is different. We tailor strategies to your situation, goals, and timeline.

Entity Structure Optimization

S-Corp vs. C-Corp vs. LLC — the right structure can save tens of thousands annually. We help you choose and transition.

Income & Expense Timing

When you recognize income and deduct expenses matters. We time transactions to minimize tax across multiple years.

Depreciation & Asset Planning

Section 179, bonus depreciation, cost segregation — we maximize deductions on equipment and real estate.

Retirement Contributions

SEP IRAs, 401(k)s, defined benefit plans — retirement contributions reduce tax while building wealth.

Owner Compensation Strategy

Salary vs. distributions, reasonable compensation, payroll tax minimization — we optimize how you pay yourself.

Tax Credits & Incentives

R&D credits, work opportunity credits, energy incentives — we identify and claim every credit you qualify for.

Free Tools — Run the Numbers First

Wondering if S-Corp makes sense for you?

Entity structure is often the single largest tax lever for small business owners. Our two free calculators let you model your exact situation before we ever talk — so the conversation starts with real numbers, not guesses.

LLC vs. S-Corp

Model your SE tax savings

BLS

S-Corp Salary

Defensible reasonable comp

Tax Planning Makes Sense If...

If any of these apply, proactive tax planning will save you money.

Your Tax Bill Feels Too High

If you're paying six figures in tax, planning can often reduce that by 20-40% through legal strategies.

You're Making Big Business Decisions

Buying equipment, hiring, expanding, selling — every major decision has tax implications that should be planned.

Your Income Fluctuates

Variable income requires strategic timing. Planning smooths tax liability across high and low years.

You Want to Build Wealth, Not Just Pay Less Tax

Tax planning isn't just about minimizing liability — it's about maximizing after-tax wealth over time.

The ROI of tax planning: For many businesses, the savings from proactive planning meaningfully exceed the cost of the work — often by a significant margin.

Stop Overpaying on Taxes

Proactive planning. Multi-year strategy. Integrated with your business goals.
Let's build a tax plan that minimizes your liability and maximizes your wealth.

$18K–$50K

Avg. annual tax savings per client

3–5x

ROI on tax planning investment

Year 1

Savings start immediately

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Investment

What Tax Planning Costs — and What It Returns

Tax planning is priced based on business complexity, entity structure, and the number of strategies we implement. Most clients see a 3–5x return in year one.

Foundational

$1,200

/year

S-Corp election analysis, retirement account optimization, basic deduction review. Best for sole proprietors and new LLCs.

Frequently Asked Questions

When should I start tax planning?

Ideally at the start of your fiscal year — but any time is better than never. We've helped clients implement strategies mid-year that still produced meaningful savings. The earlier we start, the more options we have.

Is tax planning legal?

100%. Tax planning uses strategies explicitly permitted by the IRS — retirement accounts, entity structure, depreciation, timing of income and deductions. We don't use gray-area tactics. Everything we recommend survives an audit.

How is tax planning different from tax preparation?

Tax preparation is backward-looking — it records what happened. Tax planning is forward-looking — it shapes what happens. Planning happens throughout the year; preparation happens at year-end.

What's the minimum revenue to benefit from tax planning?

Generally $150K+ in net profit. Below that, the strategies available are limited. Above $150K, the savings almost always exceed the cost of planning by a significant margin.

Do you work with businesses outside Montana?

Yes. We serve clients across Montana, Idaho, Wyoming, Colorado, Oregon, and Washington. Tax planning is largely federal, so geography matters less than you'd think.

Free Tools

Tax Savings

Free Calculator